Protection compared across insurers — not sold off one shelf.
Personal covers for your family, complete risk programs for your business, and the right policy for every vehicle. Every recommendation compared on coverage quality and claim settlement, not just premium.
The covers every family needs, done right.
Health Insurance
Family floaters, individual covers, super top-ups and porting from underperforming policies — chosen on claim settlement record, network hospitals and exclusion fine-print.
Term Life Insurance
Pure protection at the lowest cost — coverage sized to your actual liabilities and income replacement needs, not a round number an agent picked.
Personal Accident
Often the most overlooked cover — protection against accidental death and disability that health and term policies don't fully address.
Compare health insurance in 2 minutes.
Enter a few details and we'll take you straight to a personalised, side-by-side comparison of plans from leading insurers — powered by our partner OneAssure.
By continuing you'll be taken to our partner OneAssure's secure journey to view quotes and buy a policy. Insurance is a subject matter of solicitation. Your details are used only to personalise your quotes.
Know your health covers
Four building blocks — most families need a combination, not just one.
Base / Individual Plan
One policy, one person, full sum insured dedicated to them. Right choice for seniors and members with health conditions — their claims don't eat into the family's cover.
Family Floater
One sum insured shared by the whole family — cost-effective for young, healthy families. Common mistake: a ₹5L floater for four people is under-insurance; one hospitalization can exhaust it.
Super Top-up
The smartest rupee in health insurance — kicks in after your base cover (deductible) is crossed. Adding ₹20–50L of top-up cover often costs less than a small increase in the base plan.
Critical Illness
Pays a fixed lumpsum on diagnosis of major illnesses (cancer, cardiac, stroke) — regardless of hospital bills. Covers what mediclaim doesn't: lost income, recovery costs, lifestyle changes.
Roughly double general inflation and among the highest in Asia. Hospital bills don't rise politely — they compound. A cover that felt comfortable five years ago is quietly becoming inadequate every single year. This is exactly the problem super top-ups were built to solve.
What a ₹5 Lakh treatment becomes
Illustrative, at ~13% medical inflation compounded annually. Is your family's cover growing at the same pace as hospital bills?
Complete risk cover for your business.
From employee benefits to liability and asset protection — structured around how your business actually operates, with quotes compared across insurers.
GMC — Group Mediclaim
Health cover for your employees and their families — a retention tool that pays for itself. Structured for the size and budget of SMEs.
GPA — Group Personal Accident
Accidental death and disability cover for your workforce — often mandatory for contracts, always the responsible thing to have.
Marine Cargo
Protection for goods in transit — domestic and international, single transit or open policies for regular shippers.
D&O — Directors & Officers
Personal liability protection for directors and key managers against claims arising from business decisions.
CGL — Commercial General Liability
Cover against third-party injury and property damage claims — essential for manufacturers, contractors and premises-based businesses.
Fire & Asset
Protection for your factory, office, stock and machinery against fire, natural catastrophes and allied perils.
Personal cars to commercial fleets.
Private Vehicles
Cars and two-wheelers — comprehensive covers with the right IDV and add-ons like zero depreciation, engine protection and roadside assistance, without paying for ones you don't need.
Goods Carriers
Trucks, tempos and delivery vehicles — commercial covers that keep your business moving, with claim support when it matters most.
Commercial Fleets
Multi-vehicle businesses get fleet-level pricing and a single renewal calendar — so nothing lapses and nothing is overpaid.
Health insurance policy issuance — step by step.
No surprises. Here's exactly what happens after you say yes.
Plan finalization
We compare insurers and finalize the most suitable health insurance plan for you.
Submit onboarding form
You fill the short onboarding form shared by Dev Consultancy — family details, coverage needs, medical history.
Payment link shared
A secure payment link comes directly from the insurer — your premium never passes through us.
Televerification call
The insurer calls to verify your personal and medical details. We brief you beforehand so nothing catches you off guard.
No medical test required
A declaration may be needed. Policy is issued post-declaration.
Medical test required
Test arranged by the insurer at no cost to you. Reports go to the underwriter.
✔ If approved
Policy is issued — policy number and documents arrive by email/SMS. We verify everything is in order.
✖ If rejected
Your premium is refunded, typically within 14 working days. We help you explore alternative insurers.